Author
Steve Lewis
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Sinking Funds: What They Are and How to Use Them
Sinking funds turn irregular bills into small monthly transfers. See how they work, which costs to include, and…
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Self Discipline: How to Build It Without Willpower
Self discipline depends less on resisting temptation than on avoiding it. How to shape your surroundings, plan ahead…
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Second-Order Thinking: Seeing What Happens Next
Second order thinking means asking what happens after the obvious result. See examples from money, work and policy,…
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Roth IRA vs Traditional IRA: How to Choose
Roth IRA vs Traditional IRA: the choice turns on whether your tax rate is higher now or in…
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What Is a Recession? Causes, Signs and Effects
What is a recession? A broad, lasting decline in economic activity. See how recessions are officially dated, what…
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Print on Demand vs Dropshipping: Which One Fits You?
Print on demand vs dropshipping compared: product control, margins, delivery, legal risk and skills, with a worked example…
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Pay Yourself First: How the Method Works
Pay yourself first means moving savings out on payday, before any spending. See how to set the amount,…
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Is Passive Income Real? What Each Model Demands
Is passive income real? Yes, but it usually requires capital or a lot of upfront work. What investing,…
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Money Scripts: The Beliefs Behind Your Financial Choices
Money scripts are beliefs about money, often formed in childhood, that drive adult choices. Learn the four types…
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Money Habits That Quietly Change Your Finances
Money habits matter because they run without effort. See which routines have the largest effect, how long habits…